Where Novo fits
Consider it for managing routine business transactions and invoices from a phone or browser, with connected tools for a lean operation.
Check before you choose
Novo is a fintech, not a bank. Applicants must live in the U.S. and provide an SSN, U.S. residential address and active U.S. mobile number. Most business types need an EIN; a narrow single-member LLC exception may use the ownerโs SSN.
Find the right edition
Start with the destination for your device or the publisher's website. Use the current requirements and terms there to confirm the edition you need.
Compare the workflow
Choose the task you need to manage: a bank account, household budget, business expenses, bookkeeping, payroll, payments or a U.S. tax return. Bank apps, credit unions and financial technology platforms have different account and membership requirements. Business tools may require a registered company, while tax software depends on the filing year and federal or state coverage.